Accept USDT ERC20 for large payments
Large USDT balances often sit on Ethereum, in MetaMask or on hardware wallets like Ledger. Let those buyers pay in one click, and CoinsPay credits the payment in under a minute.
- Networks
- EthereumERC20
- Crediting
- under a minute
- Fee
- from 0.3%
Why accept USDT on Ethereum
Made for large amounts
The Ethereum network fee is the same for $10 and for $10,000. On a big order it barely shows.
MetaMask in one click
MetaMask, Rabby, Trust Wallet and OKX Wallet fill in the address and amount and switch to Ethereum on their own. The buyer only confirms.
No ETH needed for gas
CoinsPay pays for sending the USDT to your wallet and takes the gas out of the payout at cost.
A payment from BSC still arrives
Ethereum and BSC addresses look the same. If a buyer picks the wrong network, CoinsPay finds the payment and sends the money to your BSC wallet.
Start accepting USDT ERC20 in five minutes
- 01Create a shopSigning up takes a minute. Add the wallets you want to be paid to and, if you work with partners, split the revenue in percent.
- 02Send a link or connect your siteNo developer needed: create an invoice in the dashboard and send the buyer a link. To take payments right on your website, connect the API.
- 03The buyer pays USDT ERC20They press “Pay with MetaMask” or send by QR code. The page shows right away that the payment is on its way.
- 04USDT in your walletThe payment is credited after three confirmations, usually in under a minute. The payout to your Ethereum addresses goes out by itself.

USDT on every network
If the buyer’s USDT is on another network, they pay from there and you don’t lose the sale. The money arrives in your wallet on that same network.
- TRON
- Standard
- TRC20
- Crediting
- about a minute20 confirmations
- Pay from a wallet
- TronLink
- BNB Smart Chain
- Standard
- BEP20
- Crediting
- a few seconds3 confirmations
- Pay from a wallet
- MetaMask, Trust Wallet, OKX Wallet
- EthereumThis page
- Standard
- ERC20
- Crediting
- under a minute3 confirmations
- Pay from a wallet
- MetaMask, Trust Wallet, Rabby
- Solana
- Standard
- SPL
- Crediting
- about 15 secondsblock finalization
- Pay from a wallet
- Phantom, Solflare, Backpack
Work out your revenue
Move the slider, split the payout between wallets and see what each one gets.
How the payout splits
- 1Wallet 1: TQn9…bLSE70%83.75 USDT
- 2Wallet 2: TLa2…YjU730%35.89 USDT
For the first 10 days after your first payment, payouts up to $500 carry no fee.
Shares and wallets come from your payout rules. The network fee comes out of the payout.
Pay only when you get paid
- First 10 days fee-free, on payouts up to $500
- No monthly or setup fee
- The fee can go on the buyer’s invoice
- Network fees at cost, no markup
Questions about accepting USDT ERC20
What is USDT ERC20?
It’s USDT on the Ethereum blockchain. USDC and thousands of other tokens use the same ERC20 standard. Ethereum addresses start with 0x.
Why are Ethereum fees higher?
Block space on Ethereum costs more, so a transfer costs more than on TRON or BSC. The fee doesn’t grow with the amount, though, so on a large payment it’s a small share. For small baskets BSC or Solana is handier for the buyer.
How fast does the money arrive?
Usually in under a minute: Ethereum produces a block every 12 seconds, and the payment is credited after three confirmations.
Do I need ETH?
No. CoinsPay pays the gas for your payout and takes it out of the amount, so your ETH balance can stay at zero.
How much does accepting USDT ERC20 cost?
From 0.3% of each payout, and the rate drops as your volume grows. For the first 10 days after your first payment, payouts up to $500 are fee-free. Gas for the payout comes out at cost, with no markup.
Can I split revenue between wallets?
Yes, up to five Ethereum addresses with percentage shares. Say 80% to your main wallet and 20% to a tax wallet, on every single payment.
Accept other coins too
- USDTThe largest stablecoin. Paid from TRON, BSC, Ethereum and Solana.
- USDT TRC20USDT on TRON. Withdrawable from almost any exchange.
- USDT BEP20USDT on BNB Smart Chain: transfers for cents, credited in seconds.
- USDT on SolanaUSDT on Solana: credited in seconds, paid from Phantom.
- BitcoinThe first cryptocurrency, held by buyers all over the world.
- EthereumThe second-largest cryptocurrency. Paid from MetaMask in one click.
- USDCA digital dollar from Circle, with monthly reserve reports.
- TRONTRON’s own coin. Almost everyone with USDT TRC20 has some.
- BNBThe coin of the Binance ecosystem. BSC transfers cost cents and take seconds.
- LitecoinBitcoin’s sibling: blocks four times as often, transfers for cents.
- SolanaTransfers in seconds for a fraction of a cent. Paid from Phantom in one click.
Start taking crypto today
Signing up takes a minute and setting up a shop about five more. Connecting is free.